Preheat your oven to 350°.
Line your loaf pan with parchment paper allowing some extra to drape over the sides or grease loaf pan with ghee, butter, or any other neutral oil you have in your pantry (olive oil, coconut oil, etc).
Using a whisk or fork, blend all dry ingredients together.
Mix all wet ingredients together.
Combine wet and dry ingredients together mixing well until all incorporated.
Add chocolate chips and optional coconut flakes.
Add batter to loaf pan.
Bake for 40 minutes and until the top is golden.
I think this banana bread tastes best served warm, even better warmed in the toaster for a few minutes and slathered with butter or honey.
Make a hot cup of tea, warm a slice, and find a cozy corner to enjoy.